---
description: Learn more about Smart Micro Credit Business Suite price, benefits, and disadvantages for businesses in South Africa. Read reviews from verified users and discover similar tools.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Smart Micro Credit Business Suite Price, Reviews & Features - Capterra South Africa 2026
---

Breadcrumb: [Home](/) > [Loan Servicing Software](/directory/30088/loan-servicing/software) > [Smart Micro Credit Business Suite](/software/154525/smart-micro-credit-business-suite)

# Smart Micro Credit Business Suite

Canonical: https://www.capterra.co.za/software/154525/smart-micro-credit-business-suite

> An end-to-end cutting edge software solution for Micro Financial Institutes working in multiple segments of Social Development Sector.
> 
> Verdict: Rated **4.3/5** by 4 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses Smart Micro Credit Business Suite?

Micro Financing Institutes
NGOs
Development Sector
Rural Support Programs
Public Sector (Loans, Support)
Poverty Alleviation Programs
Charity Organizations
Public Welfare \& Support Programs

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.3/5** | 4 Reviews |
| Ease of Use | 4.5/5 | Based on overall reviews |
| Customer Support | 5.0/5 | Based on overall reviews |
| Value for Money | 5.0/5 | Based on overall reviews |
| Features | 5.0/5 | Based on overall reviews |
| Recommendation percentage | 70% | (7/10 Likelihood to recommend) |

## About the vendor

- **Company**: Generix Solutions
- **Founded**: 2002

## Commercial Context

- **Starting Price**: US$50 000,00
- **Pricing model**: Flat Rate (Free Trial)
- **Pricing Details**: License, Installation, Config, Training, Post live free support 1 month
- **Target Audience**: 1 001–5 000, 5 001–10 000, 10 000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Windows (Desktop)
- **Available Countries**: Pakistan

## Features

- Accounting
- Amortization Schedule
- Automatic Funds Distribution
- Collateral Tracking
- Compliance Management
- Document Management
- Investor Management
- Payment Collection

## Support Options

- 24/7 (Live rep)
- Chat

## Category

- [Loan Servicing Software](https://www.capterra.co.za/directory/30088/loan-servicing/software)

## Alternatives

1. [Margill Loan Manager](https://www.capterra.co.za/software/79849/margill-loan-manager) — 4.8/5 (48 reviews)
2. [Lendsqr](https://www.capterra.co.za/software/1041063/lendsqr) — 4.5/5 (52 reviews)
3. [Mortgage Automator](https://www.capterra.co.za/software/191761/mortgage-automator) — 4.9/5 (112 reviews)
4. [The Mortgage Office](https://www.capterra.co.za/software/9277/the-mortgage-office) — 4.8/5 (285 reviews)
5. [HES LoanBox](https://www.capterra.co.za/software/1032224/hes-loanbox) — 4.9/5 (25 reviews)

## Reviews

### "Best In Class\!" — 4.0/5

> **Sajjad** | *20 April 2017* | Recommendation rating: 10.0/10
> 
> **Pros**: Highly user friendly, flexible and scale able.
> 
> **Cons**: Covering a specific market however with minimum customization, it can serve maximum markets.
> 
> Best in class and being used by the over 60% of the market in Pakistan. It is highly cost effective and ready-to-go software. Multi-billion rupee portfolio management as of today.

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### "Functionality and Value of Money" — 5.0/5

> **Faheem** | *01 September 2016* | Recommendation rating: 9.0/10
> 
> Simple and users friendly system that gives us all we need to run our business processes in an efficient way as well as have a luxury of flexible modifications without impacting the existing system in production.

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### "Features" — 3.0/5

> **Verified Reviewer** | *24 October 2018* | Banking | Recommendation rating: 3.0/10
> 
> **Pros**: It has most features required in banking institution
> 
> **Cons**: Nothing at the as I have explored the software contents
> 
> I am in banking business for three year as small medium entrepreneur. Business growth is facing out excel record keeping therefore seaching software.

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### "A Leading Micro Credit & Financing System in the Local Market" — 5.0/5

> **Sajjad** | *01 February 2017*
> 
> The system is being used by the over 60% of the local market and supporting multi-million dollar portfolios

## Links

- [View on Capterra](https://www.capterra.co.za/software/154525/smart-micro-credit-business-suite)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/154525/Smart-Micro-Credit-Business-Suite/> |
| en-AE | <https://www.capterra.ae/software/154525/smart-micro-credit-business-suite> |
| en-AU | <https://www.capterra.com.au/software/154525/smart-micro-credit-business-suite> |
| en-CA | <https://www.capterra.ca/software/154525/smart-micro-credit-business-suite> |
| en-GB | <https://www.capterra.co.uk/software/154525/smart-micro-credit-business-suite> |
| en-IE | <https://www.capterra.ie/software/154525/smart-micro-credit-business-suite> |
| en-IL | <https://www.capterra.co.il/software/154525/smart-micro-credit-business-suite> |
| en-IN | <https://www.capterra.in/software/154525/smart-micro-credit-business-suite> |
| en-NZ | <https://www.capterra.co.nz/software/154525/smart-micro-credit-business-suite> |
| en-SG | <https://www.capterra.com.sg/software/154525/smart-micro-credit-business-suite> |
| en-ZA | <https://www.capterra.co.za/software/154525/smart-micro-credit-business-suite> |

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