---
description: Learn more about nCino Cloud Banking Platform price, benefits, and disadvantages for businesses in South Africa. Read reviews from verified users and discover similar tools.
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title: nCino Cloud Banking Platform Price, Reviews & Features - Capterra South Africa 2026
---

Breadcrumb: [Home](/) > [Banking Software](/directory/20008/banking-systems/software) > [nCino Cloud Banking Platform](/software/140944/ncino)

# nCino Cloud Banking Platform

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> The Cloud Banking Platform empowers financial institutions to increase efficiency, transparency, profitability, and compliance.
> 
> Verdict: Rated **4.3/5** by 8 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses nCino Cloud Banking Platform?

The Cloud Banking Platform is made for financial institutions including Enterprise, Community, and Regional Banks, as well as Credit Unions \&amp; Specialty Lenders. Our Mortgage Suite is for IMBs.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.3/5** | 8 Reviews |
| Ease of Use | 4.3/5 | Based on overall reviews |
| Customer Support | 5.0/5 | Based on overall reviews |
| Value for Money | 4.4/5 | Based on overall reviews |
| Features | 4.1/5 | Based on overall reviews |
| Recommendation percentage | 70% | (7/10 Likelihood to recommend) |

## About the vendor

- **Company**: nCino
- **Location**: WILMINGTON, US
- **Founded**: 2012

## Commercial Context

- **Starting Price**: US$175,00
- **Pricing model**: Flat Rate
- **Target Audience**: 11–50, 51–200, 201–500, 501–1 000, 1 001–5 000, 5 001–10 000, 10 000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: Australia, Canada, Denmark, Finland, France, Germany, Iceland, Ireland, Italy, Netherlands, New Zealand, Norway, Philippines, Singapore, South Africa, Spain, Sweden, United Arab Emirates, United Kingdom, United States

## Features

- Audit Trail
- Compliance Management
- Compliance Tracking
- Customer Management
- Document Management
- Multi-Branch
- Online Applications
- Online Banking
- Portfolio Management
- Retail Banking
- Risk Management
- Transaction Monitoring

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- Chat

## Category

- [Banking Software](https://www.capterra.co.za/directory/20008/banking-systems/software)

## Related Categories

- [Banking Software](https://www.capterra.co.za/directory/20008/banking-systems/software)
- [Loan Origination Software](https://www.capterra.co.za/directory/20011/loan-origination/software)
- [Loan Servicing Software](https://www.capterra.co.za/directory/30088/loan-servicing/software)
- [Financial Services Software](https://www.capterra.co.za/directory/31123/financial-services/software)
- [Online Banking Software](https://www.capterra.co.za/directory/30589/online-banking/software)

## Alternatives

1. [nCino’s Mortgage Suite](https://www.capterra.co.za/software/169464/the-nexus) — 4.8/5 (126 reviews)
2. [Mortgage Automator](https://www.capterra.co.za/software/191761/mortgage-automator) — 4.9/5 (112 reviews)
3. [LendingWise](https://www.capterra.co.za/software/166706/lendingwise) — 4.6/5 (72 reviews)
4. [BNTouch Mortgage CRM](https://www.capterra.co.za/software/37032/bntouch) — 4.5/5 (95 reviews)
5. [DigiFi](https://www.capterra.co.za/software/184799/DigiFi) — 4.8/5 (6 reviews)

## Reviews

### "MBG nCino Review" — 5.0/5

> **Geoffrey** | *20 July 2024* | Financial Services | Recommendation rating: 8.0/10
> 
> **Pros**: 1) Customer support is amazing.  &#10;2) The tool is very standardized (it allows for additional data fields and processes but it broadly forces the Bank to adopt the nCino gold standard)&#10;3) Integration into Salesforce (which we already used within the Bank for marketing and opportunity tracking purposes)
> 
> **Cons**: the end client (e.g. the borrower) experience is clunky.  The system was built for staff within a Bank and not from the ultimately end client perspective.  Some of the front-facing tools e.g. client portal are not fit for purpose for us - as while they do everything the Bank needs the navigation and ease of use from the actual borrower client is not what we expect.
> 
> Very positive.  While I like the software, my nCino team (sales rep, implementation team and customer support rep) are truly the best thing about nCino.

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### "Great for underwriting\!" — 5.0/5

> **Brayden** | *20 January 2025* | Banking | Recommendation rating: 5.0/10
> 
> **Pros**: Ease of use, has the majority of features I need.
> 
> **Cons**: Lack of customization/adjustability for some features
> 
> Does what I need it to in a clean format

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### "User Review" — 5.0/5

> **Ian** | *19 July 2024* | Banking | Recommendation rating: 10.0/10
> 
> **Pros**: User friendly, customizable yet great out of the box.  Solid support from nCino team.
> 
> **Cons**: Have not run into anything that could not be adjusted to our liking.
> 
> Smooth working system, we had a rather complex process that was easily managed by the nCino team.

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### "Intuitive, Great Training Support" — 5.0/5

> **Kyle** | *20 August 2020* | Banking | Recommendation rating: 9.0/10
> 
> **Pros**: It makes it easy to build attractive and informative tables and graphs, and also provides the tools to bring the data to life with drill downs, data validation and completeness tools, etc.
> 
> **Cons**: When working on a big dashboard with a bunch of components, it would be nice to be able to iterate on a particular element quickly instead of having to reload the entire dashboard every time I make a change.
> 
> nCino has been very hands-on and supportive with our training on the product, conducting live sessions and testing us with homework assignments. A++ training.

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### "nCino SUCKS" — 1.0/5

> **Clark** | *20 October 2023* | Banking | Recommendation rating: 0.0/10
> 
> **Pros**: Nothing. It is a piece of crap software that does not make your job easier.
> 
> **Cons**: It doesn't work properly. It constantly has issues that will not let you create a loan, etc. It is the EDSEL of Software.
> 
> I have used nCino for 4 years now. We have gone from implementation where nothing worked to 4 years of tweaks and a full time staff that try to make it work but it does not. The person who creates a software that actually works for commercial lending is going to be a billionaire....but it is NOT NCINO. Don't buy it. It is a piece of crap

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## Links

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