--- description: Learn more about Stripe price, benefits, and disadvantages for businesses in South Africa. Read reviews from verified users and discover similar tools. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Stripe Price, Reviews & Features - Capterra South Africa 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Stripe](/software/123889/stripe) # Stripe Canonical: https://www.capterra.co.za/software/123889/stripe Page: 1 / 135\ Next: [Next page](https://www.capterra.co.za/software/123889/stripe?page=2) > Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features. > > Verdict: Rated **4.6/5** by 3347 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Stripe? Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.6/5** | 3347 Reviews | | Ease of Use | 4.5/5 | Based on overall reviews | | Customer Support | 4.2/5 | Based on overall reviews | | Value for Money | 4.3/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Stripe - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based - **Pricing Details**: Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1 000, 1 001–5 000, 5 001–10 000, 10 000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: Bulgarian, Chinese, Czech, Danish, Dutch, English, Estonian, Finnish, German, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish - **Available Countries**: Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong SAR China, Hungary, India, Ireland, Italy, Japan and 21 more ## Features - ACH Payment Processing - API - Billing & Invoicing - Credit Card Processing - Data Security - Debit/Credit Card Processing - Electronic Payments - In-Person Payments - Mobile Access - Mobile Payments - Multi-Currency - Multiple Payment Options - PCI Compliance - Payment Fraud Prevention - Point of Sale (POS) - Receipt Management - Recurring/Subscription Billing - Reporting & Statistics - Reporting/Analytics - Third-Party Integrations - Transaction Management - Transaction Monitoring ## Integrations (109 total) - 123FormBuilder - ABC Glofox - Accelevents - Accelo - AccountsPortal - Attribution - Avalara - Avaza - Baremetrics - BigCommerce - Bizness Apps - Blinksale - Bookinglayer - Bookwhen - ChargeKeep ... and 94 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - 24/7 (Live rep) - Chat ## Category - [Payment Processing Software](https://www.capterra.co.za/directory/30232/payment-processing/software) ## Related Categories - [Payment Processing Software](https://www.capterra.co.za/directory/30232/payment-processing/software) - [Cryptocurrency Platforms](https://www.capterra.co.za/directory/33075/cryptocurrency-wallets/software) - [Currency Exchange Software](https://www.capterra.co.za/directory/10053/currency-exchange/software) - [Cryptocurrency Exchanges](https://www.capterra.co.za/directory/33575/cryptocurrency-exchange/software) - [Mobile Credit Card Processing Software](https://www.capterra.co.za/directory/31089/mobile-credit-card-processing/software) ## Alternatives 1. 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[Stax](https://www.capterra.co.za/software/157492/fattmerchant-payments-online) — 4.1/5 (130 reviews) ## Reviews ### "my Stripe review." — 5.0/5 > **Calvin** | *01 December 2024* | Marketing & Advertising | Recommendation rating: 9.0/10 > > **Pros**: Its easy to use, and that it can be used everywhere around the globe, this enables businesses to accept payments from customers worldwide. > > **Cons**: A bit difficult to integrate or customize without professional help. > > It enables me to do business online knowing that I can accept payments from customers worldwide, it doesn't matter the location I'm doing business at. ----- ### "A Convenient, Centralized Hub for AR" — 4.0/5 > **Kaleb** | *23 May 2026* | Management Consulting | Recommendation rating: 7.0/10 > > **Pros**: Having our invoicing and accounts receivable in a single dashboard was helpful to a team that spans several time zones and has lots of moving pieces with various clients needing different billing cycles. > > **Cons**: Stripe's percentage is quite high on the larger-ticket billing. We paid several hundred dollars with our initial client payments, and there are more cost-efficient ways to bill one-off customers. ----- ### "A reliable, developer-friendly payment solution that scales with your business" — 5.0/5 > **Louis** | *22 May 2026* | Real Estate | Recommendation rating: 9.0/10 > > **Pros**: Stripe has been a game-changer for our business. The setup process was incredibly smooth — we were able to start accepting payments within just a few hours. What I appreciate the most is the developer-friendly API and the extensive documentation, which makes integration straightforward, whether you're handling one-off payments, The wide range of supported payment methods (cards, SEPA, BANK transfers, etc.) > > **Cons**: The transaction fees can be difficult to manage, especially for businesses with high volumes , connected Customer support is mostly handled via email or chat, and while the team is professional, response times can sometimes be slow for urgent issues. A more direct phone support option would be appreciated. > > verall, Stripe is one of the most powerful and reliable payment processing platforms on the market. It strikes a great balance between ease of use for non-technical users and flexibility for developers. Despite the fee structure and occasional support delays, the platform's reliability, feature set, and global reach make it an excellent choice for businesses of all sizes. I would definitely recommend Stripe to any company looking for a modern, scalable payment solution. ----- ### "Funds Held for Over 1 Year Without Resolution" — 1.0/5 > **Ashish** | *14 April 2026* | Marketing & Advertising | Recommendation rating: 0.0/10 > > **Pros**: Stripe has a clean interface and is relatively easy to set up. The platform integrates well with various tools and provides a smooth payment experience while the account is active. > > **Cons**: Account closures and fund holds are a major concern. In my case, Stripe held my balance of $3,425.80 for over 1 year after account closure, despite no chargebacks or disputes. Communication from support was limited, and no clear justification was provided for withholding funds beyond the standard reserve period. > > My experience has been disappointing. While the platform works well initially, the risk management and compliance process can result in sudden account closures and prolonged fund holds. My account was closed on Feb 28, 2025, and even after more than a year, my available balance has not been released. Despite multiple follow-ups, including escalations, there has been no resolution. I would advise businesses to carefully consider these risks. ----- ### "Reliable and Flexible Payment Processing with Stripe" — 5.0/5 > **Verified Reviewer** | *17 March 2026* | Hospitality | Recommendation rating: 10.0/10 > > **Pros**: Stripe provides a reliable and flexible platform for processing credit card and card payments. The system offers good value for the service provided and integrates easily with websites and online ordering platforms. The dashboard is easy to navigate, making it simple to track payments, review reports, and manage payouts. Stripe also allows for customization and integrations that make it adaptable to different business needs. Overall, it provides a smooth payment experience for both the business and the customer. > > **Cons**: There are not many major downsides to the platform. Some reporting tools and advanced settings can take a little time to learn when first using the system, but once you become familiar with the dashboard it becomes much easier to navigate. > > Overall, Stripe has been a dependable payment processing system for our business. It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions. The platform is generally easy to use, runs smoothly with minimal bugs or issues, and gives businesses the flexibility to customize integrations as needed. It has been a strong solution for managing online and card payments. ----- Page: 1 / 135\ Next: [Next page](https://www.capterra.co.za/software/123889/stripe?page=2) ## Links - [View on Capterra](https://www.capterra.co.za/software/123889/stripe) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | nl | | | nl-BE | | | pl | | | pt | | | pt-PT | | | sv | | ----- ## Structured Data