---
description: Learn more about Stripe price, benefits, and disadvantages for businesses in South Africa. Read reviews from verified users and discover similar tools.
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title: Stripe Price, Reviews & Features - Capterra South Africa 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Stripe](/software/123889/stripe)

# Stripe

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> Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features.
> 
> Verdict: Rated **4.6/5** by 3327 users. Top-rated for **Likelihood to recommend**.

-----

## Overview

### Who Uses Stripe?

Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 3327 Reviews |
| Ease of Use | 4.5/5 | Based on overall reviews |
| Customer Support | 4.2/5 | Based on overall reviews |
| Value for Money | 4.3/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Stripe
- **Location**: San Francisco, US
- **Founded**: 2009

## Commercial Context

- **Pricing model**: Usage Based
- **Pricing Details**: Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1 000, 1 001–5 000, 5 001–10 000, 10 000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: Bulgarian, Chinese, Czech, Danish, Dutch, English, Estonian, Finnish, German, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish
- **Available Countries**: Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong SAR China, Hungary, India, Ireland, Italy, Japan and 21 more

## Features

- ACH Payment Processing
- API
- Billing & Invoicing
- Credit Card Processing
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- In-Person Payments
- Mobile Access
- Mobile Payments
- Multi-Currency
- Multiple Payment Options
- PCI Compliance
- Payment Fraud Prevention
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reporting & Statistics
- Reporting/Analytics
- Third-Party Integrations
- Transaction Management
- Transaction Monitoring

## Integrations (109 total)

- 123FormBuilder
- ABC Glofox
- Accelevents
- Accelo
- AccountsPortal
- Attribution
- Avalara
- Avaza
- Baremetrics
- BigCommerce
- Bizness Apps
- Blinksale
- Bookinglayer
- Bookwhen
- ChargeKeep

... and 94 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- 24/7 (Live rep)
- Chat

## Category

- [Payment Processing Software](https://www.capterra.co.za/directory/30232/payment-processing/software)

## Related Categories

- [Payment Processing Software](https://www.capterra.co.za/directory/30232/payment-processing/software)
- [Cryptocurrency Platforms](https://www.capterra.co.za/directory/33075/cryptocurrency-wallets/software)
- [Currency Exchange Software](https://www.capterra.co.za/directory/10053/currency-exchange/software)
- [Cryptocurrency Exchanges](https://www.capterra.co.za/directory/33575/cryptocurrency-exchange/software)
- [Mobile Credit Card Processing Software](https://www.capterra.co.za/directory/31089/mobile-credit-card-processing/software)

## Alternatives

1. [PayPal](https://www.capterra.co.za/software/179251/paypal) — 4.6/5 (26340 reviews)
2. [Venmo](https://www.capterra.co.za/software/182159/venmo-) — 4.7/5 (9275 reviews)
3. [Square Payments](https://www.capterra.co.za/software/170278/square-payments-processing) — 4.7/5 (2675 reviews)
4. [Square Point of Sale](https://www.capterra.co.za/software/154907/square-point-of-sale) — 4.6/5 (3027 reviews)
5. [Stax](https://www.capterra.co.za/software/157492/fattmerchant-payments-online) — 4.1/5 (118 reviews)

## Reviews

### "my Stripe review." — 5.0/5

> **Calvin** | *01 December 2024* | Marketing & Advertising | Recommendation rating: 9.0/10
> 
> **Pros**: Its easy to use, and that it can be used everywhere around the globe, this enables businesses to accept payments from customers worldwide.
> 
> **Cons**: A bit difficult to integrate or customize without professional help.
> 
> It enables me to do business online knowing that I can accept payments from customers worldwide, it doesn't matter the location I'm doing business at.

-----

### "Great value payment platform with fast payouts" — 5.0/5

> **David** | *01 April 2026* | Education Management | Recommendation rating: 8.0/10
> 
> **Pros**: Stripe has been very reliable for our business and offers strong value for money compared to alternatives. A recent advantage for us is the instant payouts, which significantly improves cash flow and reduces the stress of waiting on funds. The platform is easy to use, integrates well with other systems, and makes managing payments straightforward.
> 
> **Cons**: Fees can add up as volume grows, especially for smaller transactions, and it’s not always easy to clearly see the total cost impact at a glance.
> 
> Overall, Stripe has been a great fit for our business. It’s dependable, flexible, and supports growth without adding too much operational complexity. The instant payout feature alone makes a big difference to day-to-day cash flow, and the system has scaled well as we’ve grown.

-----

### "Reliable and Flexible Payment Processing with Stripe" — 5.0/5

> **Verified Reviewer** | *17 March 2026* | Hospitality | Recommendation rating: 10.0/10
> 
> **Pros**: Stripe provides a reliable and flexible platform for processing credit card and card payments. The system offers good value for the service provided and integrates easily with websites and online ordering platforms. The dashboard is easy to navigate, making it simple to track payments, review reports, and manage payouts. Stripe also allows for customization and integrations that make it adaptable to different business needs. Overall, it provides a smooth payment experience for both the business and the customer.
> 
> **Cons**: There are not many major downsides to the platform. Some reporting tools and advanced settings can take a little time to learn when first using the system, but once you become familiar with the dashboard it becomes much easier to navigate.
> 
> Overall, Stripe has been a dependable payment processing system for our business. It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions. The platform is generally easy to use, runs smoothly with minimal bugs or issues, and gives businesses the flexibility to customize integrations as needed. It has been a strong solution for managing online and card payments.

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### "Stripe has awful customer service...be warned\!" — 1.0/5

> **Jacob** | *04 March 2026* | Packaging & Containers | Recommendation rating: 0.0/10
> 
> **Pros**: Nothing honestly, they are hard to reach and zero customer support. They take out reserves at will and keep your money. I am not sure how they still operate as a legitimate business. This is coming from a client that has been with them for 14 yrs.
> 
> **Cons**: No customer support, no contact info, not helpful, reserves with our money, I can go on, but it won't allow me to type everything. I am sad that we have been with them for this long with their lack of customer service. They should be out of business\!\!\!
> 
> Awful, they are difficult to reach and have no customer service. They take out 40% of our funds which is causing our small business to go out of business. Stay away from their services\!

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### "Great for collecting payments, quickly and easily." — 4.0/5

> **Emma** | *06 February 2026* | Nonprofit Organization Management | Recommendation rating: 9.0/10
> 
> **Pros**: I use Stripe to collect payments from various sources. We use Stripe because it is a widely trusted global payment collection software. We can use it for online payments and also in-person on a card machine which is helpful for in-person events. There are transaction fees applied however, there is no monthly charge. Stripe is easy to use with a dashboard showing your key figures. It is easy to navigate and find payment information, and reports which we use to verify income with our auditors. It offers a dispute section where you can easily return or refund payments should the need arrive. It creates a customer data base, storing information securely, and analyse is available. A test-mode function can also be used.
> 
> **Cons**: The transaction fee is quite high, and we were not able to negotiate a discount, however it was still deemed the best value for money for what we needed at the time, and we have no plans to move away from Stripe. We have experienced no bugs or issues with the transaction volumes we have.
> 
> My overall experience with Stripe is positive, the software successfully collects payments and automatically pays-out into the bank account at regular intervals. I am able to easily obtain payment information from my login and manage other users so they can gather required data.

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## Links

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