---
description: Learn more about Optimo price, benefits, and disadvantages for businesses in South Africa. Read reviews from verified users and discover similar tools.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Optimo Price, Reviews & Features - Capterra South Africa 2026
---

Breadcrumb: [Home](/) > [Financial Risk Management Software](/directory/20009/financial-risk-management/software) > [Optimo](/software/1063920/optimo)

# Optimo

Canonical: https://www.capterra.co.za/software/1063920/optimo

> Optimo is a decision engine helping mortgage lenders in the UK make faster, well-informed decisions.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

-----

## Overview

### Who Uses Optimo?

Used across the financial services sector, including banking and insurance, to help organisations assess risk and determine the optimal price points for their products.

## About the vendor

- **Company**: finova

## Commercial Context

- **Target Audience**: 51–200, 201–500, 501–1 000, 1 001–5 000, 5 001–10 000, 10 000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: Arabic, Basque, Brazilian Portuguese, Bulgarian, Catalan, Chinese, Croatian, Czech, Danish, Dutch, English, Estonian, European Portuguese, Finnish, French, Galician, German, Greek, Hebrew, Hindi, Hungarian, Icelandic, Indonesian, Irish, Italian, Japanese, Kazakh, Korean, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Serbian, Serbian, Slovak, Slovenian, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian, Vietnamese
- **Available Countries**: Albania, Andorra, Austria, Bahrain, Belarus, Belgium, Bosnia & Herzegovina, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Faroe Islands, Finland, France, Germany, Gibraltar, Greece, Greenland and 39 more

## Features

- Custom Pricing Rules
- Dynamic Pricing
- Predictive Pricing Models
- Reporting/Analytics
- Risk Analysis

## Integrations (11 total)

- AccessPay Platform
- Docusign
- Equifax
- Experian Address Verification
- Hunter
- Landmark
- Loqate
- Stripe
- TransUnion Collections Management
- TruNarrative
- Worldpay for Enterprise

## Support Options

- Email/Help Desk
- Knowledge Base
- Phone Support
- 24/7 (Live rep)

## Category

- [Financial Risk Management Software](https://www.capterra.co.za/directory/20009/financial-risk-management/software)

## Related Categories

- [Financial Risk Management Software](https://www.capterra.co.za/directory/20009/financial-risk-management/software)
- [Price Optimisation Software](https://www.capterra.co.za/directory/10064/pricing-optimization/software)

## Alternatives

1. [uFlow](https://www.capterra.co.za/software/1037808/uflow) — 5.0/5 (4 reviews)
2. [Plaid](https://www.capterra.co.za/software/174384/plaid) — 4.4/5 (95 reviews)
3. [Wolfram Mathematica](https://www.capterra.co.za/software/171048/wolfram-mathematica) — 4.6/5 (169 reviews)
4. [Visyond](https://www.capterra.co.za/software/167438/visyond) — 4.9/5 (7 reviews)
5. [Analytica](https://www.capterra.co.za/software/104768/analytica) — 5.0/5 (4 reviews)

## Links

- [View on Capterra](https://www.capterra.co.za/software/1063920/optimo)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/10018823/Optimo/> |
| en-AE | <https://www.capterra.ae/software/1063920/optimo> |
| en-AU | <https://www.capterra.com.au/software/1063920/optimo> |
| en-CA | <https://www.capterra.ca/software/1063920/optimo> |
| en-GB | <https://www.capterra.co.uk/software/1063920/optimo> |
| en-IE | <https://www.capterra.ie/software/1063920/optimo> |
| en-IL | <https://www.capterra.co.il/software/1063920/optimo> |
| en-IN | <https://www.capterra.in/software/1063920/optimo> |
| en-NZ | <https://www.capterra.co.nz/software/1063920/optimo> |
| en-SG | <https://www.capterra.com.sg/software/1063920/optimo> |
| en-ZA | <https://www.capterra.co.za/software/1063920/optimo> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":null,"address":{"@type":"PostalAddress","addressLocality":null,"addressRegion":null,"postalCode":null,"streetAddress":null},"description":"Capterra South Africa helps find the best business software. With software reviews, ratings, infographics and a comprehensive list of business software.","email":"info@capterra.co.za","url":"https://www.capterra.co.za/","logo":"https://dm-localsites-assets-prod.imgix.net/images/capterra/logo-a9b3b18653bd44e574e5108c22ab4d3c.svg","@id":"https://www.capterra.co.za/#organization","@type":"Organization","parentOrganization":"Gartner, Inc.","sameAs":["https://twitter.com/capterra","https://www.facebook.com/Capterra/","https://www.linkedin.com/company/capterra","https://www.instagram.com/capterra/","https://www.youtube.com/user/CapterraTV"]},{"name":"Optimo","description":"Optimo is a decision engine designed for mortgage lenders in the UK. The platform offers intelligent pricing capabilities to help lenders optimise and personalise pricing through advanced analytics and predictive modeling. Optimo also provides configurable credit scorecards and affordability assessment modules to automate lending decisions and align with regulatory requirements. The cloud-based software aims to help lenders enhance efficiency, reduce time to market for new products, and scale operations.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/5dc105c9-d2a0-4f03-adff-ac78d95511e6.png","url":"https://www.capterra.co.za/software/1063920/optimo","@id":"https://www.capterra.co.za/software/1063920/optimo#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.co.za/#organization"},"applicationCategory":"BusinessApplication","operatingSystem":"Cloud"},{"@id":"https://www.capterra.co.za/software/1063920/optimo#faqs","@type":"FAQPage","mainEntity":[{"name":"What Is Optimo?","@type":"Question","acceptedAnswer":{"text":"Optimo is a decision engine designed for mortgage lenders in the UK. The platform offers intelligent pricing capabilities to help lenders optimise and personalise pricing through advanced analytics and predictive modeling. Optimo also provides configurable credit scorecards and affordability assessment modules to automate lending decisions and align with regulatory requirements. The cloud-based software aims to help lenders enhance efficiency, reduce time to market for new products, and scale operations.","@type":"Answer"}},{"name":"Who Uses Optimo?","@type":"Question","acceptedAnswer":{"text":"Used across the financial services sector, including banking and insurance, to help organisations assess risk and determine the optimal price points for their products.","@type":"Answer"}}]},{"@id":"https://www.capterra.co.za/software/1063920/optimo#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Financial Risk Management Software","position":2,"item":"/directory/20009/financial-risk-management/software","@type":"ListItem"},{"name":"Optimo","position":3,"item":"/software/1063920/optimo","@type":"ListItem"}]}]}
</script>