---
description: Learn more about INCHARGE price, benefits, and disadvantages for businesses in South Africa. Read reviews from verified users and discover similar tools.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: INCHARGE Price, Reviews & Features - Capterra South Africa 2026
---

Breadcrumb: [Home](/) > [Mobile Banking Software](/directory/10063/mobile-banking/software) > [INCHARGE](/software/1046252/incharge)

# INCHARGE

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> INCHARGE: Money from A to B. Instantly and free. Manage finances with a smile using our user-friendly banking app.
> 
> Verdict: Rated **4.6/5** by 25 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses INCHARGE?

INCHARGE targets people on the move; students, expats, young professionals, and immigrants seeking a free and instant way to move money and manage finances on the go.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 25 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.8/5 | Based on overall reviews |
| Value for Money | 4.8/5 | Based on overall reviews |
| Features | 4.3/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Incharge Services

## Commercial Context

- **Starting Price**: €0,01
- **Pricing model**:  (Free version available)
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1 000, 1 001–5 000, 5 001–10 000, 10 000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English, French, German, Italian, Portuguese, Spanish
- **Available Countries**: Albania, Austria, Belgium, Bulgaria, Cyprus, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Greenland, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Latvia and 20 more

## Features

- Bill Payment
- Cash Management
- Digital Wallet
- Financial Management
- Mobile Access
- Online Banking
- Transaction Monitoring

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Chat

## Category

- [Mobile Banking Software](https://www.capterra.co.za/directory/10063/mobile-banking/software)

## Alternatives

1. [Google Pay](https://www.capterra.co.za/software/212826/google-pay) — 4.6/5 (908 reviews)
2. [Cash App](https://www.capterra.co.za/software/1016710/cash-app) — 4.2/5 (679 reviews)
3. [Chime](https://www.capterra.co.za/software/1011580/chime) — 4.6/5 (102 reviews)
4. [Samsung Pay](https://www.capterra.co.za/software/213917/samsung-pay) — 4.5/5 (264 reviews)
5. [Qonto](https://www.capterra.co.za/software/173384/qonto) — 4.5/5 (240 reviews)

## Reviews

### "Incharge good choice" — 5.0/5

> **Verified Reviewer** | *20 June 2023* | Utilities | Recommendation rating: 7.0/10
> 
> **Pros**: Incharge good choice For payments I use always when I move
> 
> **Cons**: Pricing i think is ok but maybe some rates are expensive
> 
> Its okey

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### "User and merchant" — 5.0/5

> **Joakim** | *13 June 2023* | Gambling & Casinos | Recommendation rating: 8.0/10
> 
> **Pros**: For me the ewallet with banking options and plenty of top up methods makes it great to hide a bit my shopping or other activity from my bank.
> 
> **Cons**: KYC to be able to use all features, however understand why it's there and good part about it it's early in the process
> 
> Worked out a lot of integration issues in the beginning that later hopefully helped them and other merchants to integrate and go live.

-----

### "Good" — 3.0/5

> **Marilsévène** | *20 June 2023* | Computer Hardware | Recommendation rating: 5.0/10
> 
> **Pros**: Interface it’s nice i like the désign \!\!\!
> 
> **Cons**: Time to send its little bit long to send
> 
> Ras

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### "Thank you for the service" — 4.0/5

> **Anastasiya** | *06 June 2023* | Financial Services | Recommendation rating: 8.0/10
> 
> **Pros**: Mobile app, Apple Pay, face biometry to login (love it).
> 
> **Cons**: Limitations to use app from non EU location\! Limitations to use card everywhere. Now SWIFT payments. I would prefer a separate bank account for virtual card for security reason.
> 
> I like the app and ability to pay via Apple Pay. Also I like virtual card.

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### "Great first version (but I'm biased :-) )" — 5.0/5

> **Johan** | *20 June 2023* | Animation | Recommendation rating: 9.0/10
> 
> **Pros**: Ease of use and functional and pleasing UI
> 
> **Cons**: Difficult to find, search for and understand exactly why it would benefit me and when.
> 
> Sign up was surprisingly easy (given that it needs to onboard at Integiro as well).UI looks great and works well overall and only some minor inconsistencies in the design, typography and such. I wish it was more clear what conversion-, transfer-, and withdrawal rates I get as not knowing discourages from  actually transferring money into Incharge.

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## Links

- [View on Capterra](https://www.capterra.co.za/software/1046252/incharge)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/10007198/INCHARGE/> |
| en-AE | <https://www.capterra.ae/software/1046252/incharge> |
| en-AU | <https://www.capterra.com.au/software/1046252/incharge> |
| en-CA | <https://www.capterra.ca/software/1046252/incharge> |
| en-GB | <https://www.capterra.co.uk/software/1046252/incharge> |
| en-IE | <https://www.capterra.ie/software/1046252/incharge> |
| en-IL | <https://www.capterra.co.il/software/1046252/incharge> |
| en-IN | <https://www.capterra.in/software/1046252/incharge> |
| en-NZ | <https://www.capterra.co.nz/software/1046252/incharge> |
| en-SG | <https://www.capterra.com.sg/software/1046252/incharge> |
| en-ZA | <https://www.capterra.co.za/software/1046252/incharge> |

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