--- description: Learn more about Qonto price, benefits, and disadvantages for businesses in South Africa. Read reviews from verified users and discover similar tools. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Qonto Price, Reviews & Features - Capterra South Africa 2026 --- Breadcrumb: [Home](/) > [Online Banking Software](/directory/30589/online-banking/software) > [Qonto](/software/173384/qonto) # Qonto Canonical: https://www.capterra.co.za/software/173384/qonto Page: 1 / 11\ Next: [Next page](https://www.capterra.co.za/software/173384/qonto?page=2) > The business finance solution that energizes SMEs and freelancers. > > Verdict: Rated **4.5/5** by 244 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Qonto? SMEs, Freelancers, Micro-enterprises, Company creators, Non-profits ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.5/5** | 244 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support | 4.4/5 | Based on overall reviews | | Value for Money | 4.3/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Qonto ## Commercial Context - **Starting Price**: €9,00 - **Pricing model**: Flat Rate (Free version available) (Free Trial) - **Pricing Details**: €9 Basic €19 Smart €39 Premium €49 Essential €99 Business €199 Enterprise - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1 000, 1 001–5 000, 5 001–10 000, 10 000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Linux (On-Premise), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: French, German, Italian, Spanish - **Available Countries**: Austria, Belgium, France, French Guiana, Germany, Guadeloupe, Italy, Martinique, Mayotte, Netherlands, Portugal, Réunion, Spain, St Martin, St Pierre & Miquelon ## Features - ATM Management - Accounting - Compliance Management - Corporate Card - Expense Tracking - Financial Management - Fraud Detection - Multi-Currency - Online Banking - Real-Time Data - Reporting & Statistics - Securities Management - Transaction Monitoring ## Integrations (17 total) - AssoConnect - Axonaut - Comptalib - Dougs - Dropbox Business - Fizen - Macompta.fr - Notion - Odoo - OneDrive - Payfit - Sellsy - Slack - Stripe Billing - Xero ... and 2 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat ## Category - [Online Banking Software](https://www.capterra.co.za/directory/30589/online-banking/software) ## Related Categories - [Online Banking Software](https://www.capterra.co.za/directory/30589/online-banking/software) - [Mobile Banking Software](https://www.capterra.co.za/directory/10063/mobile-banking/software) - [Banking Software](https://www.capterra.co.za/directory/20008/banking-systems/software) - [Financial Reporting Software](https://www.capterra.co.za/directory/30050/financial-reporting/software) - [Expense Report Software](https://www.capterra.co.za/directory/30559/expense-report/software) ## Alternatives 1. [Chime](https://www.capterra.co.za/software/1011580/chime) — 4.6/5 (103 reviews) 2. [Plaid](https://www.capterra.co.za/software/174384/plaid) — 4.4/5 (100 reviews) 3. [Metaprise](https://www.capterra.co.za/software/1023107/metaprise) — 4.7/5 (75 reviews) 4. [Revolut Business](https://www.capterra.co.za/software/1005074/revolut-for-business) — 4.0/5 (79 reviews) 5. [Airwallex](https://www.capterra.co.za/software/218771/airwallex) — 3.9/5 (15 reviews) ## Reviews ### "Qonto is my personal choice for business banking" — 5.0/5 > **Shimon Felix** | *15 December 2025* | Marketing & Advertising | Recommendation rating: 10.0/10 > > **Pros**: The user experience is way better than with Wise or Getpenta. The interface is clean, intuitive, and well designed. Daily banking tasks are fast, reliable, and feel very professional. > > **Cons**: Not much. Some advanced features could be explained a bit better for new users, and pricing details may require a second look at first, but overall nothing major or problematic. > > I would reccommend Qonto wholeheartedly to any entrepreneur who wants a reliable online banking business account. ----- ### "Very good bank for business" — 5.0/5 > **Hugo** | *24 April 2025* | Events Services | Recommendation rating: 9.0/10 > > **Pros**: perfect UI, perfect API, a lot of new features to make a all in one solution for bank and invoicing for small and medium company > > **Cons**: nothing much really, keep the good work. > > Pleased with the product, invoicing works well, easy to integrate with other third parties, maybe the pricing per user is too expensive though ----- ### "Unacceptable Account Block & Non-Existent Customer Support – Serious Risk for Businesses" — 1.0/5 > **Gilbert** | *10 April 2026* | Printing | Recommendation rating: 0.0/10 > > **Pros**: Initially, Qonto offered a modern and easy-to-use business banking solution. The interface was intuitive, and for a long time, daily operations ran smoothly. As long as no issues occurred, the platform was reliable and efficient for handling business transactions. > > After several years as a satisfied customer, my experience changed drastically. Following a routine document request, my account was blocked without notice, even though all documents had been submitted. The account had a significant balance and was actively used for thousands of transactions per year. The consequences were severe: failed payments, disrupted operations, financial losses, and reputational damage. At the same time, support was completely unreachable. Even after multiple contact attempts and legal escalation, there was no response. The account was eventually reactivated without any explanation or apology. This lack of transparency and reliability led to a complete loss of trust. For a business-critical service like banking, this is unacceptable. ----- ### "Avoid Qonto—unreliable software and exploitative fees" — 2.0/5 > **Polina** | *20 January 2026* | Marketing & Advertising | Recommendation rating: 0.0/10 > > **Pros**: The initial onboarding process was straightforward and easy. The UX/UI design is user-friendly for banking. > > **Cons**: Unreliable software that feels unfinished, massive hidden fees on non-EU transactions (hundreds of euros monthly), and unhelpful customer support that took days to resolve their own billing error when they double-charged me. > > After a year as a customer, I'm closing my account. The platform has frequent glitches that disrupt basic operations, and the fee structure isn't transparent—every international transaction adds up fast. When Qonto mistakenly charged me for both annual and monthly subscriptions simultaneously, their support was slow to acknowledge their own mistake. I'd recommend business owners choose a more reliable banking provider from the start. ----- ### "A must to save time" — 5.0/5 > **Miguel** | *22 May 2025* | Venture Capital & Private Equity | Recommendation rating: 9.0/10 > > **Pros**: Amazingly nice user experience and integrations for expense management. It reconciliates expenses seamlessly > > **Cons**: Some invoices are still not properly reconciliated and the team needs to take photos, categorize and upload receipts > > Great experience. A significant 90%-10% move when doing the accounting. Way easier and faster, a must. ----- Page: 1 / 11\ Next: [Next page](https://www.capterra.co.za/software/173384/qonto?page=2) ## Links - [View on Capterra](https://www.capterra.co.za/software/173384/qonto) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | ----- ## Structured Data