--- description: Learn more about Square Payments price, benefits, and disadvantages for businesses in South Africa. Read reviews from verified users and discover similar tools. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Square Payments Price, Reviews & Features - Capterra South Africa 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Square Payments](/software/170278/square-payments-processing) # Square Payments Canonical: https://www.capterra.co.za/software/170278/square-payments-processing Page: 1 / 109\ Next: [Next page](https://www.capterra.co.za/software/170278/square-payments-processing?page=2) > Square Payments is payment processing software that enables businesses to accept payments online, in person, or on the go. > > Verdict: Rated **4.7/5** by 2700 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Square Payments? Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 2700 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support | 4.4/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online \& invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1 000, 1 001–5 000, 5 001–10 000, 10 000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English, French, Japanese, Spanish - **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States ## Features - ACH Payment Processing - Billing & Invoicing - Contactless NFC - Credit Card Processing - Debit/Credit Card Processing - Electronic Payments - Electronic Signature - In-Person Payments - Mobile Access - Mobile Card Reader - Mobile Payments - Multiple Payment Options - PCI Compliance - Payment Fraud Prevention - Point of Sale (POS) - Receipt Management - Recurring/Subscription Billing - Reporting & Statistics - Reporting/Analytics - Third-Party Integrations ## Integrations (30 total) - Acuity Scheduling - BigCommerce - ClinicSense - Craver - DAVO - Ecwid - Fomo - Jotform - Linktree - Mailchimp - Make - MarginEdge - MoeGo - Paymo - Poptin ... and 15 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Payment Processing Software](https://www.capterra.co.za/directory/30232/payment-processing/software) ## Related Categories - [Payment Processing Software](https://www.capterra.co.za/directory/30232/payment-processing/software) - [Mobile Credit Card Processing Software](https://www.capterra.co.za/directory/31089/mobile-credit-card-processing/software) ## Alternatives 1. [PayPal](https://www.capterra.co.za/software/179251/paypal) — 4.6/5 (26555 reviews) 2. [Venmo](https://www.capterra.co.za/software/182159/venmo-) — 4.7/5 (9299 reviews) 3. [Stripe](https://www.capterra.co.za/software/123889/stripe) — 4.6/5 (3363 reviews) 4. [Square Point of Sale](https://www.capterra.co.za/software/154907/square-point-of-sale) — 4.6/5 (3032 reviews) 5. [Modisoft](https://www.capterra.co.za/software/1060880/modisoft) — 5.0/5 (6 reviews) ## Reviews ### "A Simple and Reliable Payment Solution for Small Businesses" — 5.0/5 > **Reyna** | *24 July 2026* | Health, Wellness & Fitness | Recommendation rating: 10.0/10 > > **Pros**: Easy setup with minimal learning curve Accepts credit cards, debit cards, tap-to-pay, Apple Pay, and Google Pay Fast and reliable payment processing User-friendly mobile app Clear reporting and sales analytics Easy invoice creation and payment tracking Transparent pricing with no long-term contracts Reliable deposits into your bank account Integrates well with other Square products Great for small businesses and service-based businesses Customer receipts via email or text Secure payment processing > > **Cons**: Processing fees can add up with high transaction volumes Instant transfers require an additional fee Some advanced features require paid subscriptions Occasional payment holds or verification requests for larger transactions Reporting is solid but not as customizable as some enterprise systems Customer support response times can vary Inventory management is fairly basic unless using additional Square products Not always the most cost-effective option for larger businesses > > As a business user, Square Payments has been a dependable and easy-to-use platform for processing transactions. Whether accepting in-person payments or sending invoices, Square makes the payment process straightforward for both businesses and customers. One of the things I appreciate most is how easy it is to get started. The setup is simple, the interface is intuitive, and payments process quickly. The reporting dashboard also provides helpful insights into sales, transactions, and payment history, making it easier to stay organized. I also like the flexibility Square offers. Customers can pay with credit cards, debit cards, contactless payments, and mobile wallets, which creates a smooth checkout experience. Deposits are reliable, and the mobile app allows me to monitor transactions even when I'm away from the office. Overall, Square Payments has been a great solution for managing payments. It's user-friendly, reliable, and provides the essential tools a small business needs without being overly complicated. ----- ### "square for backup" — 5.0/5 > **hailey** | *09 July 2026* | Construction | Recommendation rating: 10.0/10 > > **Pros**: We Like to use square payments in our office when customers are purchasing left over material from our warehouse. It makes tracking transitions without contracts much easier. Card payments are also a lot easier with everything being electronic these days. > > **Cons**: The only thing we don't particularly like are the fees associated with using but that's not something you can get away from. For large quantity orders, the fees will make or break a sale. > > Overall, Square payments have made sales smooth and easy to manage. It's not something we utilize often but when we need to, it's a great resource to have. ----- ### "No cutting corners for this square" — 3.0/5 > **Jay** | *29 July 2026* | Consumer Services | Recommendation rating: 5.0/10 > > **Pros**: Square payments is very quick and accurate with the payment processing.. customers support was right on top of everything bug or issue > > **Cons**: Fees\!\!\!\! As most nobody likes hidden fees and square payments had some\!\! Read the small print\!\!\! It might be there??\!\! ----- ### "Fantastic product" — 5.0/5 > **Trisha** | *09 April 2026* | Consumer Services | Recommendation rating: 10.0/10 > > **Pros**: The different payment methods are very handy. It is also very easy to set up on your mobile device so payments can be taken directly from your mobile with no equipment needed. The ability to customize items, taxes and tips in the app are very simple to set up. Payments are secure and quick. > > **Cons**: The only con which is minor in my opinion is the 1-3 day wait to transfer funds. They do have ways around this with a small fee or by using the square card which makes funds spendable immediately. > > Overall I enjoy Square. The ease of use and secure payments are wonderful. I often get compliments from customers on how convenient it is for them. ----- ### "Valuable tool for small businesses" — 5.0/5 > **Verified Reviewer** | *16 July 2026* | Sports | Recommendation rating: 10.0/10 > > **Pros**: Square Payments makes it easy for the non-profit youth sports league that I am on the board for to take concession stand credit card payments. I feel that the fees charged by Square are very low and we have never had any issues with receiving money from sales on a timely basis. Square is a valuable tool for helping to increase sales by being able to take credit and debit cards for payment. > > **Cons**: I think the sales history screen options could be improved to make it easier to drill down to specific days. > > Overall I have had a positive experience with Square Payments. It is relatively user friendly and easy to set up at the beginning of each season. ----- Page: 1 / 109\ Next: [Next page](https://www.capterra.co.za/software/170278/square-payments-processing?page=2) ## Links - [View on Capterra](https://www.capterra.co.za/software/170278/square-payments-processing) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data