---
description: Learn more about Wise price, benefits, and disadvantages for businesses in South Africa. Read reviews from verified users and discover similar tools.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Wise Price, Reviews & Features - Capterra South Africa 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Wise](/software/1016836/wise)

# Wise

Canonical: https://www.capterra.co.za/software/1016836/wise

Page: 1 / 5\
Next: [Next page](https://www.capterra.co.za/software/1016836/wise?page=2)

> Payment processing software that lets businesses transfer money in multi currencies to users across international countries.
> 
> Verdict: Rated **3.8/5** by 85 users. Top-rated for **Likelihood to recommend**.

-----

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **3.8/5** | 85 Reviews |
| Ease of Use | 4.0/5 | Based on overall reviews |
| Customer Support | 3.5/5 | Based on overall reviews |
| Value for Money | 3.8/5 | Based on overall reviews |
| Features | 3.9/5 | Based on overall reviews |
| Recommendation percentage | 70% | (7/10 Likelihood to recommend) |

## About the vendor

- **Company**: Wise

## Commercial Context

- **Pricing model**:  (Free version available)
- **Pricing Details**: Contact Wise for pricing details.
- **Target Audience**: Self Employed, 2–10, 11–50, 201–500, 501–1 000, 1 001–5 000, 5 001–10 000, 10 000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English, German
- **Available Countries**: United Kingdom

## Features

- Reporting/Analytics
- Transaction Monitoring

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base

## Category

- [Payment Processing Software](https://www.capterra.co.za/directory/30232/payment-processing/software)

## Alternatives

1. [PayPal](https://www.capterra.co.za/software/179251/paypal) — 4.6/5 (26301 reviews)
2. [Venmo](https://www.capterra.co.za/software/182159/venmo-) — 4.7/5 (9271 reviews)
3. [Stripe](https://www.capterra.co.za/software/123889/stripe) — 4.6/5 (3309 reviews)
4. [Square Payments](https://www.capterra.co.za/software/170278/square-payments-processing) — 4.7/5 (2672 reviews)
5. [Square Point of Sale](https://www.capterra.co.za/software/154907/square-point-of-sale) — 4.6/5 (3021 reviews)

## Reviews

### "Wise was there for me when Revolut couldn't\!" — 4.0/5

> **Armando** | *11 February 2026* | Translation & Localization | Recommendation rating: 9.0/10
> 
> **Pros**: How easy their credit card payments were to adapt in comparison to Revolut and its payment processing that was easier to do as a traveller for my money transfers between friends. I also want to highlight the secure payments because I have been receiving freelance job pays in a secure and fast way.
> 
> **Cons**: Certain rates are unclear and I may not be too sure if I got the cheapest rate which caused me security issues but it's an ideal option and a great software that helps my value for money when I need to transfer money.&#10;&#10;Also Panama is no longer allowed to receive payments from my freelancer jobs so this was a major blow to my remote work operations
> 
> I wanted to use Revolut in Spain but the registration process was super clunky and I really needed to pay a friend some money. Wise came through and solved this issue. Such a life saver\!

-----

### "Hassle free international expenses" — 5.0/5

> **Verified Reviewer** | *19 February 2026* | Information Technology & Services | Recommendation rating: 9.0/10
> 
> **Pros**: It's easy to use, has good fees for currency exchange and it is a well known platform, which means that a lot of colleagues also use it. Also the API makes it easy to connect to other services.
> 
> **Cons**: Sometimes the UI bothers me with unecessary stuff that I'll never use. It would be better if it was a little cleaner.
> 
> I've been using it as my main payment platform outside my home country. It is connected to my own expenses management platform, which makes it really easy to track expenses.

-----

### "NEVER use Wise for Cash Transfers." — 1.0/5

> **Gary** | *06 March 2026* | Leisure, Travel & Tourism | Recommendation rating: 0.0/10
> 
> **Pros**: The website looked OK and reviews seemed OK and when I went to the Website (for the 1st time) the Rate was OK BUT ..........
> 
> **Cons**: A simple cash transfer request turned into 34 swapped emails all of which are clear evidence as to Wise being inept, unprofessional and discourteous. One of the worst experiences I can recall with re-request after re-request for data already provided, and then THEY made errors thinking my name was my Banks Name and then THEY cancelled my transaction (probably out of shame given the disgusting disservice they gave me). Never use Wise.
> 
> Horrible and regrettable. My email trail is an indictment upon the way they run their business. Promises of rectifying THEIR mistakes we brushed away by just unilaterally cancelling my Transfer without any notice (to cover their tracks).

-----

### "Amazing money app everyone should have" — 5.0/5

> **Niamh** | *05 March 2026* | E-Learning | Recommendation rating: 10.0/10
> 
> **Pros**: I love this app \! I transfer my money here immediately after I'm paid and I know my money is secure and stays at same amount. I first downloaded it when I visited London and I wanted to convert my money into pounds. I was able to convert some of my wise balance into pounds which was better than paying in euro so I knew the exact amount. It kept record of my transactions and helped me see what I spent
> 
> **Cons**: I wished I could have lodged money directly onto the wise account: maybe that's possible if I got the physical card but for now I just have the digital one .
> 
> Amazing \!\! I had previous bad experience with a rival company and wise has been amazing: the other company was not good with security features but wise has been so easy to use and fast to set up

-----

### "Most secure and transparent fintech app in the world" — 5.0/5

> **Gabriel** | *19 March 2025* | E-Learning | Recommendation rating: 10.0/10
> 
> **Pros**: I've been using wise (ex transferwise) for 8 years now, and I have absolute trust in this company. I love how simple and transparent everything is. With them, nothing is complicated or sketchy and I just love that.
> 
> **Cons**: The fact that you cant do much with money besides spend it or send it. I cant believe they dont offer loans or credit, because the problem is that since I've handled my money with them all of these years, I didn't build credit score with other banks. If they would allow you to build credit score with them, offer some type of credit card option or give out small loans, they would be the best.
> 
> Overall, I am a person who recommends wise to every single person I know. I am happy, loyal client.

-----

Page: 1 / 5\
Next: [Next page](https://www.capterra.co.za/software/1016836/wise?page=2)

## Links

- [View on Capterra](https://www.capterra.co.za/software/1016836/wise)

## This page is available in the following languages

| Locale | URL |
| de | <https://www.capterra.com.de/software/1016836/wise> |
| de-AT | <https://www.capterra.at/software/1016836/wise> |
| de-CH | <https://www.capterra.ch/software/1016836/wise> |
| en | <https://www.capterra.com/p/234269/Wise/> |
| en-AE | <https://www.capterra.ae/software/1016836/wise> |
| en-AU | <https://www.capterra.com.au/software/1016836/wise> |
| en-CA | <https://www.capterra.ca/software/1016836/wise> |
| en-GB | <https://www.capterra.co.uk/software/1016836/wise> |
| en-IE | <https://www.capterra.ie/software/1016836/wise> |
| en-IL | <https://www.capterra.co.il/software/1016836/wise> |
| en-IN | <https://www.capterra.in/software/1016836/wise> |
| en-NZ | <https://www.capterra.co.nz/software/1016836/wise> |
| en-SG | <https://www.capterra.com.sg/software/1016836/wise> |
| en-ZA | <https://www.capterra.co.za/software/1016836/wise> |
| fr | <https://www.capterra.fr/software/1016836/wise> |
| fr-BE | <https://fr.capterra.be/software/1016836/wise> |
| fr-CA | <https://fr.capterra.ca/software/1016836/wise> |
| fr-LU | <https://www.capterra.lu/software/1016836/wise> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":null,"address":{"@type":"PostalAddress","addressLocality":null,"addressRegion":null,"postalCode":null,"streetAddress":null},"description":"Capterra South Africa helps find the best business software. With software reviews, ratings, infographics and a comprehensive list of business software.","email":"info@capterra.co.za","url":"https://www.capterra.co.za/","logo":"https://dm-localsites-assets-prod.imgix.net/images/capterra/logo-a9b3b18653bd44e574e5108c22ab4d3c.svg","@type":"Organization","@id":"https://www.capterra.co.za/#organization","parentOrganization":"Gartner, Inc.","sameAs":["https://twitter.com/capterra","https://www.facebook.com/Capterra/","https://www.linkedin.com/company/capterra","https://www.instagram.com/capterra/","https://www.youtube.com/user/CapterraTV"]},{"name":"Wise","description":"Payment processing software that lets businesses transfer money in multi-currencies to users across international countries.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/a875bc4f-91e7-4068-a990-9e0050d03489.jpeg","url":"https://www.capterra.co.za/software/1016836/wise","@type":"SoftwareApplication","@id":"https://www.capterra.co.za/software/1016836/wise#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.co.za/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":3.8,"bestRating":5,"ratingCount":85},"operatingSystem":"Cloud"},{"@type":"FAQPage","@id":"https://www.capterra.co.za/software/1016836/wise#faqs","mainEntity":[{"name":"What Is Wise?","@type":"Question","acceptedAnswer":{"text":"Payment processing software that lets businesses transfer money in multi-currencies to users across international countries.","@type":"Answer"}}]},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Payment Processing Software","position":2,"item":"/directory/30232/payment-processing/software","@type":"ListItem"},{"name":"Wise","position":3,"item":"/software/1016836/wise","@type":"ListItem"}],"@id":"https://www.capterra.co.za/software/1016836/wise#breadcrumblist"}]}
</script>
