---
description: Compare Square Payments vs Zum. Learn more about each of the software’s price, features, and helpful software reviews for South African business users.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Compare Square Payments vs Zum - Capterra South Africa 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Square Payments \<span\>vs\</span\> Zum](https://www.capterra.co.za/compare/170278/1035708/square-payments-processing/vs/zm)

# Compare Square Payments vs Zum

Canonical: https://www.capterra.co.za/compare/170278/1035708/square-payments-processing/vs/zm

> Detailed comparison between Square Payments and Zum. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Square Payments | Zum |
| **Overall rating** | 4.7/5 | 4.7/5 |
| **Total Reviews** | 2672 | 7 |
| **Starting Price** | - | - |
| **Free Trial** | No | - |
| **Free Version** | Yes | - |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Chat |
| **Training** | In Person, Documentation, Videos | Live Online, Webinars, Documentation, Videos |

## Best for

### Square Payments

Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises.

### Zum

\-

## Key features

### Square Payments

- ACH Payment Processing
- API
- Activity Dashboard
- Billing & Invoicing
- Compliance Management
- Cryptocurrency Processing
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Fraud Detection
- Invoice Management
- Mobile Access
- Multiple Payment Options
- PCI Compliance
- Partial Payments
- Payment Fraud Prevention
- Recurring/Subscription Billing
- Reminders
- Reporting & Statistics
- Reporting/Analytics

### Zum

- ACH Payment Processing
- API
- Activity Dashboard
- Billing & Invoicing
- Compliance Management
- Cryptocurrency Processing
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Fraud Detection
- Invoice Management
- Mobile Access
- Multiple Payment Options
- PCI Compliance
- Partial Payments
- Payment Fraud Prevention
- Recurring/Subscription Billing
- Reminders
- Reporting & Statistics
- Reporting/Analytics

## Links

- [View Square Payments Profile](https://www.capterra.co.za/software/170278/square-payments-processing)
- [View Zum Profile](https://www.capterra.co.za/software/1035708/zm)
- [View Original Comparison](https://www.capterra.co.za/compare/170278/1035708/square-payments-processing/vs/zm)

-----

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