---
description: Compare Xero vs Carta. Learn more about each of the software’s price, features, and helpful software reviews for South African business users.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Compare Xero vs Carta - Capterra South Africa 2026
---

Breadcrumb: [Home](/) > [General Ledger Software](/directory/32520/general-ledger/software) > [Xero \<span\>vs\</span\> Carta](https://www.capterra.co.za/compare/169561/176931/xero/vs/carta)

# Compare Xero vs Carta

Canonical: https://www.capterra.co.za/compare/169561/176931/xero/vs/carta

> Detailed comparison between Xero and Carta. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Xero | Carta |
| **Overall rating** | 4.4/5 | 4.2/5 |
| **Total Reviews** | 3273 | 62 |
| **Starting Price** | US$25,00 | - |
| **Free Trial** | Yes | No |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat | Email/Help Desk, Knowledge Base, Phone Support, Chat |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | Live Online, Webinars, Documentation |

## Best for

### Xero

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

### Carta

Carta manages equity for 40,000+ customers, helping companies manage their cap tables, valuations, portfolio investments, and equity plans.

## Key features

### Xero

- "What If" Scenarios
- ACH Payment Processing
- API
- Access Controls/Permissions
- Accounting
- Activity Dashboard
- Approval Process Control
- Audit Trail
- Budgeting/Forecasting
- Compliance Management
- Data Import/Export
- Document Management
- Document Storage
- Financial Reporting
- Forecasting
- Fund Management
- General Ledger
- Performance Metrics
- Real-Time Data
- Real-Time Reporting

### Carta

- "What If" Scenarios
- ACH Payment Processing
- API
- Access Controls/Permissions
- Accounting
- Activity Dashboard
- Approval Process Control
- Audit Trail
- Budgeting/Forecasting
- Compliance Management
- Data Import/Export
- Document Management
- Document Storage
- Financial Reporting
- Forecasting
- Fund Management
- General Ledger
- Performance Metrics
- Real-Time Data
- Real-Time Reporting

## Links

- [View Xero Profile](https://www.capterra.co.za/software/169561/xero)
- [View Carta Profile](https://www.capterra.co.za/software/176931/carta)
- [View Original Comparison](https://www.capterra.co.za/compare/169561/176931/xero/vs/carta)

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